:root{--brand:#0e1a3a;--accent:#d69c00;--text:#111}
*{box-sizing:border-box}html,body{margin:0;padding:0}
body{font-family:system-ui,-apple-system,Segoe UI,Roboto,Ubuntu,Cantarell,Noto Sans,Helvetica,Arial;color:var(--text);background:#f6f7fb}
.header{padding:24px 16px}.wrap{max-width:980px;margin:0 auto;padding:0 16px}
.brand{display:flex;gap:12px;align-items:center;justify-content:center}
.brand img{height:56px;width:auto}.brand h1{font-size:20px;line-height:1.1;margin:0;font-weight:900;color:var(--brand);text-transform:uppercase;letter-spacing:.02em}
.hero{position:relative;min-height:50vh;display:grid;place-items:center;text-align:center;color:#fff;overflow:hidden;border-radius:24px;margin:8px 16px 0}
.hero::before{content:"";position:absolute;inset:0;background:linear-gradient(rgba(14,26,58,.70),rgba(14,26,58,.70)),url('assets/hero.jpg') center/cover no-repeat;transform:scale(1.02)}
.hero .inner{position:relative;z-index:1;padding:56px 16px}
.hero h2{font-size:clamp(28px,5vw,48px);margin:0 0 8px;font-weight:900;letter-spacing:.01em;text-shadow:0 2px 18px rgba(0,0,0,.35)}
.hero p{opacity:.98;margin:0 0 20px;font-size:clamp(16px,2.5vw,18px)}
.cta{display:grid;grid-template-columns:1fr;gap:12px;max-width:560px;margin:0 auto}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;padding:16px 18px;border-radius:14px;font-weight:800;text-decoration:none;transition:.2s ease;border:2px solid transparent;background:var(--brand);color:#fff}
.btn:hover{filter:brightness(1.08)}
.cards{margin:28px 16px}.card{background:#fff;border:1px solid #e7e9f3;border-radius:16px;padding:18px}
/* Benefits grid */
.benefits-title{margin:0 0 12px;font-size:22px;font-weight:800}
.benefits{display:grid;grid-template-columns:1fr;gap:14px}
@media(min-width:700px){.benefits{grid-template-columns:repeat(3,1fr)}}
.benefit-card{background:#fff;border:1px solid #e7e9f3;border-radius:14px;padding:16px;display:flex;gap:12px;align-items:flex-start}
.benefit-icon{font-size:20px;display:grid;place-items:center;width:40px;height:40px;border-radius:10px;background:#f0f4ff}
.benefit-content{display:flex;flex-direction:column;gap:4px}
.benefit-title{font-weight:800}
.benefit-text{color:#111}
.contact{display:grid;gap:8px;grid-template-columns:1fr;align-items:center}
@media(min-width:560px){.contact{grid-template-columns:1fr 1fr}}
.contact a{color:var(--brand);text-decoration:underline}.legal{color:#667085;font-size:14px;margin-top:8px}
.footer{color:#667085;text-align:center;padding:28px 16px 40px}small{opacity:.9}